NAF Health Benefits Program

The FY95 National Defense Authorization Act required DOD to provide a uniform health benefits program for DOD NAF employees. The DOD NAF Health Benefits Program (HBP), implemented on January 1, 2000, provides medical and dental insurance to over 87,000 eligible NAF employees, retirees, and dependents.

The DOD NAF Personnel Policy Division, Defense Civilian Personnel Advisory Service, in close cooperation with DOD Component representatives to the NAF Health Benefits Committee, oversees, reviews, and revises the Program to provide comprehensive health benefits coverage to NAF employees. The NAF HBP consists of Preferred Provider Organizations (PPO), Indemnity, Dental, and Health Maintenance Organizations (HMOs). Contracts with HMOs are managed by the DOD Components. The PPO, Indemnity, and Dental plan linked to the NAF medical plans are self-funded by the NAF employers; claims and administrative costs are funded by employee premiums and employer nonappropriated funds. Aetna insures and administers the stand-alone dental plan. Aetna is also the third party-administrator for the PPO and indemnity plans and the dental plan linked to the medical plans.

2016 Summary Benefits & Changes (SBC)

2016 DOD NAF Health Benefits Program Aetna Choice POS Plan 2016

  • 2016 DOD POS II Product Guide
  • 2016 DOD POS II SOB
  • 2016 DOD PPO Dental SOB
  • 2016 DOD Dental Plan SPD
  • 2016 DOD Choice POS II SPD
Aetna Traditional Choice Plan 2016 Aetna Global Benefits Plan 2016 Aetna Stand Alone Dental Plan 2016 -------------------------------------------------------------------------------- The link below is Aetna's link to the NAF employer plans:

Further information about NAF employee's benefits may be found on the following websites: Additional Health and Wellness resources may be found on the following websites:

Department of Defense
Defense Civilian Personnel Advisory Service
HR OPS, NAF Personnel Policy Division
4800 Mark Center Drive, Suite 06G21
Alexandria, VA 22350-1100
Commercial Phone (571) 372-1560

DSN (372)

Email NAF at:

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